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Navy Lieutenant Commander Pay

O-4 Junior Officer, U.S. Navy
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Salary of a Lieutenant Commander How much does an O-4 Lieutenant Commander in the Navy get paid?

A Lieutenant Commander is a junior officer in the United States Navy at DoD paygrade O-4. A Lieutenant Commander receives a monthly basic pay salary starting at $4,985 per month, with raises up to $8,324 per month once they have served for over 18 years.

In addition to basic pay, Lieutenant Commanders may receive additional pay allowances for housing and food, as well as special incentive pay for hostile fire and dangerous duties.

Including the most common pay allowances, the average total compensation for a Lieutenant Commander may range from $
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to $
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per year as of 2021.

Navy Lieutenant Commander 2021 Salary Navy Lieutenant Commander Basic Pay Table for 2021
Years Experience Monthly Basic Pay Yearly Basic Pay Drill Pay Hazard Pay
Starting Pay$4,985.40 / mo$59,824.80 / yr$166.18 / drill$225.00
Over 2 years$5,770.80 / mo$69,249.60 / yr$192.36 / drill$225.00
Over 3 years$6,156.30 / mo$73,875.60 / yr$205.21 / drill$225.00
Over 4 years$6,241.80 / mo$74,901.60 / yr$208.06 / drill$225.00
Over 6 years$6,599.10 / mo$79,189.20 / yr$219.97 / drill$225.00
Over 8 years$6,982.80 / mo$83,793.60 / yr$232.76 / drill$225.00
Over 10 years$7,460.40 / mo$89,524.80 / yr$248.68 / drill$225.00
Over 12 years$7,831.80 / mo$93,981.60 / yr$261.06 / drill$225.00
Over 14 years$8,089.80 / mo$97,077.60 / yr$269.66 / drill$225.00
Over 16 years$8,238.30 / mo$98,859.60 / yr$274.61 / drill$225.00
Over 18 years$8,324.10 / mo$99,889.20 / yr$277.47 / drill$225.00

Additional Pay & Allowances for an O-4

In addition to Basic Pay, a Lieutenant Commander may be eligible to receive several types of allowances and incentive pay.

Basic Allowance for Housing (BAH)

Basic Allowance for Housing is a monthly payment meant to subsidize a servicemember's housing while deployed. The amount of BAH received each month depends on the location in which they live.

The average Basic Housing Allowance for a Lieutenant Commander with dependants is $2,268.45, or $1,936.12 with no dependants.

Basic Allowance for Subsistance (BAS)

All Navy officers receive a monthly allowance for food and drink of $
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Officers' BAS is lower than the enlisted BAS rate, as officers generally have access to subsidized meals in the Officers' Mess.

Hazard Pay / Hostile Fire Pay

A Lieutenant Commander may receive hazard pay of $225.00 / mo while serving in an active combat zone or subject to hostile fire or other hazards.

Military Discounts & Benefits for Seamen:

In addition to basic pay and allowances, active-duty seamen, veterans, and even their families are eligible for hundreds of discounts and additional benefits offered by organizations and private companies like JetBlue , United Airlines , Verizon , and hundreds more.

Learn more about Military Discounts

Salary of a Lieutenant Commander Lieutenant Commander Pay Calculator for 2021

As this page shows, the total compensation paid to a Navy Lieutenant Commander is significantly more than just basic pay. This simple pay calculator can estimate the total compensation for a Lieutenant Commander by adding basic pay to housing allowance (BAH) and subsistance allowance (BAS), the two largest payments received by most seamen.

Navy Lieutenant Commander Pay Calculator Navy Lieutenant Commander Salary Calculator
O-4 Basic Pay with years service $59,824.80 per year
Average BAH allowance (no dependants) $23,233.38 per year
Average BAS allowance (officer) $
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0.00 per year
Total Estimated Compensation $
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83,058.18 per year

The Government civilian employee equivalent of a Lieutenant Commander is paid under the General Schedule paygrade. To learn more, see this Navy ranks to civilian General Schedule grades conversion table .